Welcome to City of Higashimurayama

Financial Institutions

Banks and Post Offices

Banks and post offices offer almost the same types of financial services. Regular hours are from 9:00 a.m. to 3:00 p.m. (4:00 p.m. for post offices), Monday through Friday. To open an accomt, bring your foreign registration card and personal stamp (if you have one) and apply at the window. When you open an account, you can also apply for a cash card. With the cash card, you do not have to wait at the window but can use automatic teller machines (ATMs) and cash dispensers (CDs) installed at the bank or post office to deposit and withdraw cash, update the passbook balance, check the balance, remit money (domestically), and so forth. With the cash card, you can also use ATMs and CDs of other banks and Shinkin banks to withdraw cash and check the balance. In this case, a fee will be charged to your account. A fee will also be charged when you withdraw cash in the evening, as well as on Sundays and holidays.

Overseas Remittance

Overseas remittance is available at foreign exehange-authorind banks and post offices, Banks offers three methods of remittance: remittance checks, telegraphic and mail remittance. You can mail a remittance check directly to the person you wish to send it to. Telegraphic and mail remittance is conducted between your bank and an overseas bank and the person you wish to send money to has to pick it up at the overseas bank. The post office offers two methods of remittance: ordinary and telegraphic international postal money orders. The handling charge varies depending on the destination. Overseas remittance at the post office is handled at the postal savings and insurance counter.